Check & ACH

Fortiq Pay’s Check Guarantee solution allows businesses to accept checks with confidence by reducing the financial risk traditionally associated with returned or fraudulent checks. When a check is approved through the program, Fortiq Pay assumes the risk of non-payment, helping businesses protect cash flow and eliminate uncertainty at the point of sale.

This solution is ideal for industries where checks remain a common payment method and operational efficiency matters. Businesses gain peace of mind knowing approved checks are backed, allowing teams to focus on serving customers rather than managing collections or losses.

Fortiq Pay’s Check Verification service helps businesses validate checks in real time before acceptance. By analyzing key data points and payment behavior, the system identifies potential risks and helps businesses make informed decisions at the point of transaction.

Verification reduces exposure to fraud, returned items, and operational disruption without slowing down checkout or customer experience. This solution is well-suited for businesses that want added protection while maintaining control over which checks they choose to accept.