In payment processing, pricing varies significantly from one business to another based on factors such as transaction volume, card mix, risk profile, acceptance methods, and technology requirements. Because of this variability, offering a single contracted or “standard” rate for all partner merchants would not serve the best interests of either the client or partner.
If a partner were to promote a fixed rate (Rate X), and a merchant is already receiving a lower effective rate (Rate Y), that merchant would have no incentive to participate. As a result, the partner risks losing both member engagement and revenue share—while the member continues processing elsewhere.
Fortiq Pay takes a different and more effective approach.
Rather than forcing a merchant into a one-size-fits-all pricing model, Fortiq Pay conducts a detailed cost analysis for each participating merchant. This analysis evaluates the merchants current processing environment to identify inefficiencies, hidden fees, and opportunities for savings. Based on that review, Fortiq Pay delivers customized pricing and solutions designed to be competitive, transparent, and aligned with the merchants specific needs.
This approach ensures:
✔ Merchants receive pricing that is truly competitive for their business
✔ Partner maximize participation across a wider range of members
✔ Revenue share is protected and sustained over time
✔ Merchants remain within the partner’s endorsed ecosystem
✔ By focusing on real savings and tailored solutions—rather than arbitrary rate promises—Fortiq Pay delivers better outcomes for both the partners and its merchants.
