Retail & eCommerce

Retail360 is Fortiq Pay’s complete retail and eCommerce payment ecosystem designed for brick-and-mortar stores, online merchants, and omnichannel brands. It centralizes in-store POS, eCommerce checkout, mobile payments, recurring billing, and back-office reporting into one optimized strategy. Instead of juggling multiple providers, gateways, and processors, you gain one unified payment solution built to scale with your growth.

We begin with a comprehensive analysis of your current payment ecosystem—evaluating pricing structure, processing flow, gateway configuration, and operational inefficiencies. From there, we implement optimized strategies including surcharge and cash discount programs, cost-plus restructuring, intelligent routing, and channel-level optimization. Many retailers and eCommerce merchants realize measurable savings compared to traditional IC+ models, but the real value goes further. Our consulting approach transforms payments into a performance driver—improving cash flow visibility, strengthening margin control, enhancing reporting clarity, and aligning your payment strategy with long-term growth objectives.

Yes. Fortiq Pay specializes in true omnichannel payment strategies, allowing customers to shop and pay seamlessly in-store, online, via mobile, or through text-to-pay. We ensure reporting, reconciliation, and customer data flow across all channels so your business operates as one cohesive system.

Absolutely. We support connectivity to leading gateways and provide direct API integrations for custom checkout experiences. Whether you use Shopify, WooCommerce, Magento, BigCommerce, or a custom-built platform, Fortiq Pay ensures secure, scalable connectivity without disrupting your workflow.

Yes. Unlike many providers who rely on layers of intermediaries, Fortiq Pay offers direct API connectivity to top U.S. merchant acquirers. This provides greater stability, improved authorization rates, faster funding, and more control over your payment infrastructure.

We support high-ticket transactions, subscription billing, recurring payments, and stored credential frameworks with secure, compliant solutions. Whether you operate a luxury retail brand or a subscription-based eCommerce model, our infrastructure is designed to handle volume and complexity.

Yes. Our solutions scale from single storefronts to national retail chains and multi-brand eCommerce operations. We provide centralized reporting, consolidated billing, and enterprise-level optimization strategies to ensure consistency and cost efficiency across all locations.